
Paying too much to insure your car? Three to five minutes will tell you.
CheapInsureRates is a free quote comparison service. Type in your ZIP code, answer a few questions, and quotes from several carriers in your area come back for you to weigh up. You could save up to 50%, and comparing never costs you a cent.
- Starts with nothing more than your ZIP code
- Quotes from several carriers in your area, gathered for you
- Free, no spam, and your data stays secure
- Three to five minutes from start to finish
- No pressure to switch if your current price holds up

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A renewal bill is easy to pay and hard to question. CheapInsureRates gives you a quick way to ask the question anyway: one ZIP code, a few answers, and the prices other carriers would charge for similar cover land in front of you. If your current insurer still wins, you spent five minutes. If it does not, you found money that was leaking out every month.
Three steps, five minutes at most
- Enter your ZIP code The form opens with one box. Your ZIP code tells the service which carriers quote in your area, and that is all it needs to begin.
- Answer a few questions A little about you and the car you drive. The advertiser says the whole thing takes 3 to 5 minutes, and it is free.
- Compare, then decide Quotes from several carriers come back for you to read side by side. Switch if one beats your current price. Stay put if nothing does.
Why five minutes is worth it
Most drivers renew with the same carrier year after year, and a price that quietly creeps up never gets a second look. CheapInsureRates is built for that second look. One short form stands in for a dozen phone calls, and the quotes arrive together, so any gap between what you pay and what you could pay is plain to see.
The savings figure the advertiser uses is up to 50%. Treat it as the top of a wide range, not a promise. What a carrier quotes you depends on your driving record, your car, your address and the cover you pick, so your own number could sit anywhere below that, and some drivers find their current price is already the best one.
Two things make the check easy to say yes to. It is free, with no spam, and your data is kept secure. And nothing obliges you to switch: the quotes are information, and the choice stays with you.
Before you compare
Up to 50% is CheapInsureRates' own figure. Savings vary and are not promised. Each insurer decides its own price, coverage and who can get it. CheapInsureRates compares quotes and is not an insurer, and neither is FundInHand.
Free quotes. No obligation, and no pressure to switch.
Questions about CheapInsureRates
1Is CheapInsureRates an insurance company?
No. It is a free comparison service that collects quotes from multiple carriers. The policy, the price and the coverage come from the insurer you choose, not from CheapInsureRates or FundInHand.
2What does it cost?
Nothing. Comparing is free, and there is no obligation to buy a policy or to switch from the one you have.
3How long does it take?
The advertiser says 3 to 5 minutes: a ZIP code first, then a few questions about you and your car.
4Will it affect my credit?
Getting an auto insurance quote is not a credit application. Read the disclosures shown during the quote to see how your information is used.
Partner offer. This takes you to CheapInsureRates to compare prices. Each insurer sets its own price, coverage and who can get it. Savings of up to 50% are the advertiser's figure; savings vary and are not promised. CheapInsureRates, 2045 W Grand Ave, Ste B, Chicago, IL 60612. Advertisement. FundInHand is a free loan-request and comparison referral service and a marketing affiliate. We do not lend, and we are not an insurer. If you ask for quotes through this page, we may be paid. CheapInsureRates is a separate business, and so is every carrier it quotes. Each insurer sets its own price, cover and rules, and those change with the driver, the car and the state.
Five minutes, set against a year of premiums
Enter your ZIP code, answer a few questions, and see what several carriers would charge. It is free, nobody will push you to switch, and the quotes are yours to keep or ignore.
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