A good fit if you
- Drivers whose factory warranty has run out or soon will
- People keeping an older or well-driven car going, up to 20 years old
- Anyone who would find a surprise repair bill of a few thousand dollars hard to cover
Regular car insurance rarely pays when a big part wears out. An Endurance vehicle protection plan is there to share that repair bill with you.

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Your car insurance is built for crashes. When the gearbox gives up or the AC stops blowing cold in July, it stays out of it. Endurance steps into that gap. Its vehicle service contract helps with major mechanical breakdowns once your factory warranty has ended. Right now a new plan comes with $300 off, and a price is about two minutes away.
| Engine, on average | $3,350 |
|---|---|
| Transmission, on average | $3,375 |
| Air conditioning, on average | $1,800 |
| Your share of a covered repair on an Endurance plan | $0* |
*Only for covered repairs while your plan is active. A deductible may apply. Endurance supplied these repair averages. Your real bill depends on your vehicle, and your cover depends on your plan.
Since 2006, Endurance has sold vehicle protection plans that you shape to your car instead of taking one fixed package. Whatever you drive, the plan can be adjusted to it. Cars as old as 20 years can be covered, and so can high-mileage ones. Eligible plans also include everyday driver benefits at no charge in year one, on top of roadside assistance that runs 24/7.
When something breaks, two details make the difference. First, the choice of shop is yours: covered work can be done by your dealer or any ASE-certified mechanic, as long as it is pre-authorized, and a deductible may apply. Second, with the 30-day money-back guarantee, you are free to go through the contract at home after buying and walk away inside those days if it is not right for you. Endurance puts its own repair averages in the thousands of dollars. That is the plain case for having cover in place before a bill shows up.
What Endurance offers is a vehicle service contract, a kind of vehicle protection plan. Please do not mistake it for a manufacturer warranty or for car insurance. In California, Endurance's cover is sold as Mechanical Breakdown Insurance (MBI). Your plan, your car's age and mileage, and any pre-existing conditions all shape what is covered, your deductible and how a claim gets paid.
Free quote, no obligation. About two minutes.
A vehicle service contract. It steps in once the manufacturer warranty is over and helps with the cost of mechanical failures it covers. Think of it this way: car insurance is for accidents, and a service contract is for parts that break or wear out.
Nothing. You spend about two minutes, pay nothing and owe nothing afterward. What a plan would cost depends on your car and the cover you choose.
A wide mix. High-mileage cars are welcome, and so are vehicles as old as 20 years. Age, mileage and your chosen plan decide eligibility, cover and price.
No, the choice is yours. Your dealer works, and so does any ASE-certified repair shop. Endurance needs to approve the work before it starts, and a deductible may apply.
Yes, if your plan is eligible. You get roadside assistance 24/7, together with everyday driver benefits. The details vary with the plan you buy.
We only point the way. FundInHand offers a free comparison and referral service and has no hand in selling or servicing Endurance plans, since Endurance is its own business. If our link is how you ask for a quote, we may earn a fee. Your quoted price is not touched by that.
Advertisement. FundInHand is a marketing affiliate. We are not Endurance, not an insurer, and not a repair provider, and we may receive compensation when you request a quote. Endurance offers vehicle service contracts (a vehicle protection plan), not a manufacturer warranty or auto insurance. Elite Benefits: first year complimentary; vehicle service contract must be active. Not available in CA or MA. Coverage, deductibles, and claims payment vary by vehicle age, mileage, pre-existing conditions, and plan purchased. OEM parts and/or parts of like kind and quality may be used. Pre-authorization required. Availability varies by state; price discounts not available in CA and FL. In California, Endurance sells Mechanical Breakdown Insurance (MBI). A deductible may apply. By requesting a quote you agree that Endurance and its marketing partners may contact you at the number and email provided, including by automated technology; consent is not a condition of purchase. Message and data rates may apply. Results vary. FundInHand is a free loan-request and comparison referral service and a marketing affiliate. We have no ties to Endurance beyond that. We do not lend, insure cars or fix them, and we may be paid if you request a quote from this page.
Give it about two minutes and you will have a free Endurance quote, with no strings after. See your car's price first, then make the call with the figures in front of you.
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