Falling behind on cards? Swap the pile of bills for one monthly program payment.
In a free consultation, a debt relief specialist talks you through where you stand. Programs run 24 to 60 months, and the first conversation costs nothing.
See If I QualifyFree consultation, no obligation.
- A single monthly program payment in place of several card bills
- Programs take 24 to 60 months, depending on your situation
- The form starts at $10,000 of credit card debt
- Average savings of about 44% before the program fee, and about 21% after it
HomeDebt consolidationJG Wentworth
Owing $10,000 or more on cards and other unsecured accounts is heavy to carry. With JG Wentworth, a team gets in touch with your creditors and works to settle every enrolled balance for less than the full sum. You, meanwhile, keep one monthly program payment in mind instead of many due dates. A free consultation is the quickest way to find out if it fits.
From many bills to one payment, in three steps
- Start with a free talk Talk it over for free on the phone with a debt relief specialist. Share what you owe, which accounts have slipped and what you can afford each month. There is no obligation.
- Pay one monthly program amount Your card bills fold into a single monthly program payment. JG Wentworth negotiates with creditors while you build up funds inside the program.
- Settle and wrap up Expect a stay of 24 to 60 months, depending on your situation. When we say debt free, we mean the unsecured debt you put into the program, nothing else.
Ratings JG Wentworth publishes
Trustpilot, BBB and Google scores as JG Wentworth reports them. Both the numbers and the review totals shift as time goes on.
Before you sign up, please read this
Here is the hard part. During negotiations, you stop paying the enrolled accounts. That will likely dent your creditworthiness and can make fresh credit tougher to find. Creditors may pursue collection or take you to court, and fees and interest can swell your balances. Not every creditor will agree to lower a principal balance. Any amount forgiven may be taxed. Some people never complete the program because saving enough proves too hard. Before you sign, sit down with the program agreement and read every page.
Free consultation, no obligation.
Questions about JG Wentworth
1Is JG Wentworth a lender? An insurer?
Neither. Its debt resolution program bargains with your creditors, aiming to close enrolled unsecured accounts for less than you owe. You are not taking a loan, and this is not credit counseling. FundInHand does not lend either.
2How long will it take?
Somewhere from 24 to 60 months, depending on your situation. The words debt free apply only to the unsecured debt you enrolled.
3What happens to my credit?
It will likely take a hit. Creditors stop getting paid while balances are settled, which is likely to damage your credit rating. It can lead to collections or lawsuits, and fees and interest can grow what you owe.
4How much debt do I need?
The form starts at $10,000 of credit card debt and runs to $100,000 or more. On the consultation you will learn which accounts qualify.
By clicking "See If I Qualify," "Check My Debt Options," or "Start My Free Consultation," you agree that JG Wentworth may contact you at the number and email provided with calls, texts, or prerecorded/artificial voice messages about their products and services. Consent is not a condition of purchase. Message/data rates apply. You can withdraw consent anytime. Program length varies depending on individual situation. Programs are between 24 and 60 months in length. Average graduated clients realize approximate savings of 44% before the program fee and 21% after the program fee. Not all debts are eligible for enrollment. References to "debt free" refer only to enrolled unsecured debt. This is a debt resolution program provided by JGW Debt Settlement, LLC ("JGW"). JGW offers this program in the following states: AL, AK, AZ, AR, CA, CO, FL, ID, IN, KY, LA, MD, MA, MI, MS, MO, NE, NM, NV, NY, NC, OK, PA, PR, SD, TN, TX, UT, VA, DC. If a consumer residing in any other state contacts JGW, they may be connected with a law firm that provides debt resolution services in their state. Debt resolution program results vary by individual situation, so these services are not appropriate for everyone. Not all individuals who enroll complete the program, including because of their ability to save sufficient funds. Savings resulting from successful negotiations may result in tax consequences; please consult a tax professional. The use of debt settlement services and the failure to make payments to creditors: (1) will likely adversely affect your creditworthiness and make it harder to obtain credit; (2) may result in your being subject to collections or being sued by creditors or debt collectors; and (3) may increase the amount of money you owe due to the accrual of fees and interest. Not all creditors will agree to reduce principal balance. JGW fees are calculated based on a percentage of the debt enrolled in the program. Read and understand the program agreement prior to enrollment. JG Wentworth does not pay or assume any debts or provide legal, financial, tax advice, or credit repair services. Consult independent professionals for such advice. This is a solicitation. Advertisement. FundInHand is a free loan-request and comparison referral service. We are not JG Wentworth, and we are not a lender, an insurer or a debt settlement company. We may be paid if you book a consultation from this page. Please note that debt resolution is not a loan, and it is not credit counseling either.
Find your footing again
A free call with a debt relief specialist shows you where you stand. It is free and there is no obligation. Find out if one program payment each month could stand in for all those card bills.
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