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Comparing car insurance quotes

Could your car insurance bill shrink by up to 40%*? Here is how to check.

Policy Plug gathers quotes from a number of insurers onto one screen. About two minutes is all it takes, it costs nothing, and looking at quotes does not touch your credit score.

Compare Free QuotesFree to compare. No obligation. About 2 minutes.
  • One screen, quotes from a number of insurers
  • Roughly two minutes, start to finish
  • Free to compare, with no push to switch
  • Your credit score is left alone when you check

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Renewal notices tend to slip in quietly and get paid without anyone checking. Policy Plug nudges you toward a better habit: one set of details from you, then a look at what several insurers would ask for similar cover, and only after that a choice to stay or go. The comparison is free, and you do not have to buy anything.

Three steps to seeing them side by side

  1. Type your details in once Tell it a little about yourself and your car. Plan on roughly two minutes, and know that looking at quotes does not touch your credit score.
  2. See the quotes together Available rates from a number of insurers show up on a single screen, so you are not clicking from one insurer's website to another.
  3. Pick one and finish with that insurer Pick the cover that suits what you need and what you can spend, then buy the policy straight from the insurer you picked.

Why people bother

Most of us renew without asking anyone else. Policy Plug strips away the chore that stops people shopping around: you fill in one form, and quotes from several insurers appear next to each other. Once the prices sit side by side, the gaps are hard to overlook.

The savings Policy Plug advertises reach up to 40%*, based on rate information from ValuePenguin. Your own result comes down to five things: your driving history, the car, where you are, the insurer quoting you and how much cover you choose. Treat that figure as the top of a range, not a promise.

Comparing is free, and nobody leans on you to switch. Should the insurer you already have come out cheapest, a couple of minutes has simply confirmed it.

Before you compare

*Rate information comes from ValuePenguin. Real rates can differ by driver, vehicle, location, insurer and level of cover. Policy Plug compares quotes and is not an insurer. FundInHand is not an insurer either, and we do not set any premium.

See My Rates

Free to compare. No obligation. About 2 minutes.

Questions about Policy Plug

1Is Policy Plug an insurance company?

No. It is a comparison service, gathering quotes from a number of insurers onto one screen. The insurers set the price, the cover and the eligibility rules, each on its own terms. Neither Policy Plug nor FundInHand makes those calls.

2Where does that up to 40%* number come from?

Policy Plug advertises it, and the rate information behind it is from ValuePenguin. What you pay turns on who is driving, which vehicle, your address, the insurer and the cover level, so your quote could come in anywhere beneath that top figure, or fail to beat what you pay now.

3What happens once I enter my details?

Quotes from a number of insurers appear side by side. When you pick one, the purchase is completed with that insurer itself; Policy Plug and FundInHand are not part of it.

4Will asking for quotes hurt my credit score?

Usually not. Shopping for car insurance quotes does not normally affect your credit score. How your information gets used is explained in the disclosures you see during the quote process.

5Is there a charge to compare?

No. Comparing is free and no one pushes you to buy. Whichever insurer you go with decides the premium you end up paying.

6Must I switch insurers?

No. Lots of drivers only use it to check that their renewal price is still fair, and then they stay where they are.

*Rate information sourced from ValuePenguin. Actual rates may vary by driver, vehicle, location, insurer, and coverage level. Policy Plug is a comparison service, not an insurer. Coverage, eligibility, and pricing are determined by each insurer and vary by driver, vehicle, and state. By clicking "Compare Free Quotes," "See My Rates," or "Compare Quotes Now," you agree that Policy Plug and its partner insurers may contact you at the number and email provided with calls, texts, or prerecorded/artificial voice messages about their products/services. Consent is not a condition of purchase. Message/data rates apply. You can withdraw consent anytime. Advertisement. FundInHand is a free loan-request and comparison referral service and a marketing affiliate. We do not lend, and we are not an insurer. If you ask for quotes, we may be paid. Policy Plug is a separate business, and so is every insurance company. Policy Plug compares quotes; each insurer decides cover, eligibility and price, and these change with the driver, the vehicle and the state.

Next step

About two minutes to see your quotes

Enter your details once, see what a number of insurers would charge, and choose with real prices in hand. It is free, you owe nothing, and nobody will push you to switch.

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